11 Amazing Benefits To Joining a Network Marketing Company You Didn’t Know Of

The business landscape has changed drastically, you are either flowing with it or swimming upstream. Network marketing businesses are quickly becoming the fastest growing form of entrepreneurship making it very easy and attainable for one to start their own business and work from the comfort of their home. For those that are employed by an employer, they can work this type of home-based business after work hours or during spare time for additional income – essentially you’re building a company within a company. Building your business out of the comfort of your home allows for flexibility that is difficult when renting or buying office/warehouse space as in traditional businesses, not to mention high monthly overhead costs. Network marketing requires major self-discipline, organization and most importantly, a massive and clear vision. With that being said the benefits can be quite substantial as you will read on. Here are some key benefits for creating a winning business in a losing economy and just a few of the many more advantages of the network marketing model over traditional business models.

1. Low Start-Up Costs Continue reading

Thinking Beyond a Financial Rut

With the unfavourable prevailing economic conditions, people are undergoing a lot of stress. And if you live in Alberta then it has been magnified by ten fold so how do you think beyond this situation? The 2015 recession is going to leave its mark – in more ways than one and it’s not correcting itself anytime soon. In recent news, the major oil companies are now starting to lay people off. If you’ve been following the news, then you know it’s been an extremely crucial time for businesses, families, our children’s future, our parents who are going into retirement and much more. Suicide counts have gone up, crime rates have soared, foreclosures happening left right and centre, people are depleting their savings and RRSPs leaving them with major retirement setbacks, divorce has increased and Continue reading

Human Connection Provides for Proper Insurance

The internet has changed many aspects of our lives, It has disrupted how we communicate with each other, how we keep track of our finances, how we perform research, and most of all where and how consumers purchase products and services. Being in the insurance and financial services industry, i’s quite upsetting to me when I learn about people who are misled by online insurance companies that appeal to consumers that are looking for convenience and offer empty promises through flashy advertisements and catchy phrases that promise for low cost insurance coverage, great service, no medicals and a buildable policy that you can change at any time. Buyer beware! Shopping for any kind of insurance online could be compared to self-diagnosing online when it comes to your health and Continue reading

Retirement – The Somber Reality and How to Fix it

Most people spend more time planning their next vacation rather than their retirement. Most people don’t even have a road map to retirement and that’s why we see baby boomers working at their local grocery store not because they are bored but because they relied on the government to retire them, and sadly it is not enough. I give credit to those that try to create their retirement plan themselves, however circumstances will dictate how things will work out and that needs to be taken into serious consideration. I have come across many that are semi-retired that kept working but had to switch careers, find something part-time, and at this rate ‘fully retired’ just means that they can’t find another job and some may never be able to fully retire comfortably and most Canadians will not be able to leave any money to their family and many more children are taking care of their elderly parents. Continue reading

Social Media: Trickling its way into Wealth Management

Social media began a new era and highway for sales and marketing in 2005. During this time wealth management firms quietly watched on the sidelines, taking the reactive approach, while meticulously figuring out how social media could impact their business without giving too much information away. With that being said, it made the wealth management sector slow to adopt social media into their arena. When the 2008 crisis happened, and the economic recession followed, the perception investors had of wealth managers and financial advisors left a sour taste in their mouths; making them take matters into their own hands by doing their own due diligence and research through friends and family and conversations on various social networks. The problem was that advisors were not in on these conversations.

Other reasons why social media was slow to acclimate in the wealth management sector was due to the fear of legal ramifications, reputation and brand protection, as well as thinking that social media was just a fad. Of course some of the older advisors that did business the ‘old fashioned way’, via telephone and one-on-one coffee meetings at Tim’s, were also major paper pushers that rarely used computers and were not so hot-to-trot for this new route of communication and marketing. So when social media hit the scene, the leaders of that era weren’t entertaining the idea of using it for fear of making a mistake, had no time and didn’t want to be bothered to be trained on this new age marketing. And of course, there are also those that are ‘content’ with the business they were receiving from referrals. I believe, in any industry, that if the older generation of leaders do not take head of social media, they won’t be able to lead in the next couple of years; they must be open and willing to embrace and engage people online in this digital age. Keeping up with the Jones’ is not a game in business, but a reality if you want to keep up with the market.

It’s been only in the past couple of years that the adoption of social media for wealth management firms has evolved. They realized and accepted that the way companies communicate with potential, and existing, clients have changed; therefore, making advisors aware that they have to be more engaged and proactive in their communities. While wealth management is a peer driven industry, both for advisors and clients, keeping connected and communicating is vital in making a presence online to meet offline, especially in a world that is now drowning with millions of users on the web searching and communicating. Social media is not a game of popularity but the numbers are still rising. It does, in fact, build reputations for advisors by influencing clients with their expertise, as clients share their learned wealth of apprehension with their family and friends. Posting varied and abundant information is beneficial if all you want to be is a billboard; engaging and participating in conversations is far better than traditional marketing ways with a much more considerable reach to educate and influence. So the more engaged you are, the more searchable you will be, creating trust and brand recognition; which, of course leads to more referrals while leaving footprints in your community as an industry leader.

Using social media for two-way communication has the following benefits:

Low cost                                              

Builds online presence

Increases web traffic                            

Engages clients

Brand/product awareness                    

Crisis management

SEO                                                   

Global reach

Wealth management firms can easily start engaging with the following 5 suggested social tools: LinkedIn, Twitter, financial blogs, podcasts/vlogs, and once that’s rolling, a social media press release will have to be sent out.  Citi Group shows a great example of how they are industry leaders by using social; you can find their social networks and blog at the bottom of their homepage at www.citigroup.com. So if you’re a small fry, or just new to an industry and you want to get noticed, then social media is the best way to let the World Wide Web know how you can contribute to the world. The only downside with most of the free applications of social media is the time you need to invest in it. Having a department, or social media manager, handle your social is more attractive to people that are too busy but know they can’t ignore the fact that they need to jump on the social media cruise. With the unpredictability of modern times, why stay local when you can go global with word of click?

Is Your Mortgage Feeling Well?

Yesterday I had lunch with Brent, a good friend of mine who is a mortgage broker and like the saying goes, ‘You learn something new everyday.’ And I did. Like Brent, we both love to help people and in his case he helps his clients save thousands of dollars and even puts some extra cash in their pocket. Do you know the difference between good debt and bad debt? If not, you definitely need a checkup. We all get medical checkups, our vehicles get checkups so why not get a mortgage checkup? Just because you think you got a good rate 5 years ago, or even 2 years ago, doesn’t mean you shouldn’t look into every possible avenue to save some money. Many people need to look at the bigger picture and when it’s written on paper with where you are now, where you will be and where you want to be you would be surprised at what you see.

Mortgage checkups are absolutely free. If your mortgage rate is 3.5%, or higher, my friend can save you money…that’s right, pull out those documents because you can’t quite remember what you signed for. All mortgages aren’t the same, there’s a lot more to a mortgage than just the rate and my eyes almost glazed over when he explained it to me but it made sense and he went into detail because he cares and with Brent everything is transparent. We tend to just leave it up to the banks or lenders and trust that we are getting the best deal out there forgetting that they are limited to promoting their products. I’ve always used a broker for anything because they don’t work exclusively for one specific company and you are in their best interest to find you the best deals and rates. Even if your mortgage is not due for a while, he can probably save you money by making a switch and if you are looking for a new mortgage he will be able to shorten your mortgage pay off date from 25 years to 21 years at no extra cost to you. That’s 4 years of sans mortgage sounds like a pretty good vacation coming up or some other debts paid off!

Before you sign anything, make sure you are protected against interest rake hikes because when it comes to dealing with a financial investment as large as your home, you really can’t afford to ignore it. Take advantage of historically low rates and contact my friend and tell him I sent you. Or if you’d like he can contact you to discuss your mortgage. There is also a nice referral program in place that will pay you to tell your friends that I can tell you all about as well.

Do yourself a favor and get a mortgage review right now because you could end up with a whole new financial outlook, money in the bank and a happier lifestyle! Brent can help you with that and I highly recommend him to you. It’s free and if it ends up that you do have the best possible rate for your situation then at least you know! You have my vote of confidence and if you let him know I sent you I promise he’ll roll out the red carpet. Brent Francis can be reached via email at brent_francis@centum.ca. Thank you.

@RinaChong

Wine and Cheese Presentation on Caribbean Real Estate “Caribbean Dreams Come True”

Pristine Bay Villas is hosting a presentation and we are looking forward for you to view the highly anticipated Caribbean Villas that we have to offer with special Canadian pricing. If you are a real estate agent, or know of anyone that is in the market for a vacation/rental/retirement home and loves a deal and likes to do more than just lay on the beach then the time is NOW and the place is HERE.  Buying Caribbean island property can be a great investment as property in the Caribbean is becoming more and more popular; a vacation away from vacation. Just an FYI: for anyone interested in flying down and checking them out this week, I can arrange a good deal for flights and when I meet you there I’ll take care of your accommodations and roll out the red carpet for you.

This is vacation from vacation

This vacation paradise holds our villas that are just under 2000 sq ft of luxury living with open space and high ceilings, impeccable marble counters and your own private infinity pool. Not to mention that this is a golfer’s dream with a private beach club for owners designed by the world-famous Pete Dye, and for the whole family, amenities such as tennis courts, zip-lining, snorkeling, deep-sea diving, wining & dining 5 star restaurants, full body massage, shopping, iguana feeding, swimming with the dolphins or just relaxing on the beach.

What: Wine and Cheese Presentation – Pristine Bay Villa “Caribbean Dreams”

When: Thursday, September 12th, 2013

Time: 5:30 PM and 7:30 PM

Where: Tri Executive Group Office – Suite 200, 708 11th Ave. SW Calgary, AB (if you are anywhere else in the world I can connect you with my colleagues or do a conference call presentation for you)

Why: This is a great opportunity look at offshore real estate and/or to add island property to your portfolio as well as take in a nice $2000 referral fee for everyone purchased through me.

How: RSVP by emailing me at rinakbi@gmail.com the time you wish. Seating is limited so please act fast! If you are not able to attend please email me and I can definitely arrange a conference call or private presentation.

Fun and relaxation for the whole family

Serious buyers at this presentation are offered an exclusive red carpet treatment on the island to meet with the developers of these villas. Email me for more information. This Award Winning Property has been featured in over 300 Major Publications ranging from CNN Money and the Wall Street Journal to appearances on House Hunters International and the Golf Channel and has been voted the #3 island in the world to live on by Huffington post. Five Star review by TripAdvisor.

“Honduras’ Pristine Bay is thriving despite the global economic downturn.” ~NBC

“Pristine Bay is the first high-end development on Roatan, a carefree Caribbean island where the divers have been coming since the 1960s.” ~Robb Report

“Come to Roatan for white-sand beaches, a colorful coral reef and Black Pear golf course that’s putting this island on the map.” ~The Globe and Mail

“Pristine Bay is Roatan’s most ambitious new project.” ~USA Today

“Pristine Bay: Unobstructive views of the ocean, golf course and unspoiled reef.” ~Golfweek

Please contact me for more information or to access the website go to www.pristinebayvillas.com and enter using ‘rinachong’ (case sensitive)

These Villas Offer:

• 100 Percent Ownership.
• Up to 70% Financing.
• Instant Equity.
• Cash Flowing Rental Program and,
• Exclusive Pricing for our Canadian friends!

Thank you for your time and we look forward to seeing you.

@RinaChong

Oh do I really have to have an infinity pool?

Oh do I really have to have an infinity pool?

www.pristinebayvillas.com

www.pristinebayvillas.com

Even if you don't golf world class golf courses there is still plenty to do...

Even if you don’t golf world class golf courses there is still plenty to do…

Calling all Investors – New Texas Product

For all investors: there is a an amazing land development project in Dallas Fort Worth, Texas…if you haven’t already been there for a seminar, or work, you most likely will be hearing more and more about Texas because TEXAS IS GROWING! 52of the Fortune 500 companies are head-quartered in Texas and it’s the 6th richest metropolitan in the country with a GMP of $401.3 billion. If you are interested in checking out this exclusive seminar in Calgary or would like more information please contact me or to RSVP as seats are limited. There will be a seminar held in Vancouver shortly. Thank you. @RinaChong

Windridge

Island Living

If you know of anyone that is in the market for a vacation home/rental, retirement home and loves to do more than just lay on the beach then the time is NOW and the place is HERE. This vacation paradise holds our villas that are just under 2000 sq ft of luxury living with open space and high ceilings, impeccable marble counters and your own private infinity pool. Not to mention that this is a golfer’s dream that backs onto a world class golf course by Pete Dyes, a private beach club for owners and for the whole family, amenities such as tennis courts, zip-lining, snorkelling, deep-sea diving, wining & dining 5 star restaurants, full body massage, shopping, iguana feeding, full body massage, swimming with the dolphins or just relaxing on the beach. The lots cost between 140k-160k each but for anyone that purchases in May you will get that same lot for only 125k. Because we are already offering 100,000 less than others, that’s a total saving of 125k, and close to 100k built in home equity and you own a place in paradise!!! On an ISLAND…the safest island and voted #3 top island in the world, thanks to Huffington post. I have access to these villas if anyone wants to fly down I can arrange your flight for you then the rest is on me when you get there. You will instantly fall in love. Why invest in a city when you can invest in a gated community on an island where cruise ships drop off millions of visitors just to see the island?!

Please contact me for more information or to access the website go to www.pristinebayvillas.com and enter using ‘rinachong’, SERIOUS INQUIRES only please.

www.pristinebayvillas.com

www.pristinebayvillas.com

This Award Winning Property has been featured in over 300 Major Publications ranging from CNN Money and the Wall Street Journal to appearances on House Hunters International and the Golf Channel.

Oh do I really have to have an infinity pool?

Oh do I really have to have an infinity pool?

These Villas Offer:

• 100 Percent Ownership.
• Up to 70% Financing.
• Instant Equity.
• Cash Flowing Rental Program and,
• Exclusive Pricing for our Canadian friends!

Even if you don't golf world class golf courses there is still plenty to do...

Even if you don’t golf world class golf courses there is still plenty to do…

@RinaChong