Retirement – The Somber Reality and How to Fix it

Most people spend more time planning their next vacation rather than their retirement. Most people don’t even have a road map to retirement and that’s why we see baby boomers working at their local grocery store not because they are bored but because they relied on the government to retire them, and sadly it is not enough. I give credit to those that try to create their retirement plan themselves, however circumstances will dictate how things will work out and that needs to be taken into serious consideration. I have come across many that are semi-retired that kept working but had to switch careers, find something part-time, and at this rate ‘fully retired’ just means that they can’t find another job and some may never be able to fully retire comfortably and most Canadians will not be able to leave any money to their family and many more children are taking care of their elderly parents. Continue reading

Find Your Vision and Hold Fast

When you have figured out your ‘why‘ in life, you must then decide on what you want to do, be and have. How do you want your life to look like? Will what you are doing right now get you to the life that you deserve? If you continue what you are doing for the next 5 – 10 years what will that look like for you and your family? Many people decide what they want their life to look like based on their current situation. What I tell my clients is to take 20 – 45 minutes with their journal and blue ink, and write down, if money wasn’t an object, all that their hearts desire. This step is THE most crucial because one of the main reasons why most people don’t get what they want is because they haven’t decided on it yet. Continue reading